Best Auto Insurance Affiliate Programs 2025
Comprehensive review of the top 10 auto insurance affiliate programs. Compare commission rates, cookie duration, and payment terms for Progressive, GEICO, State Farm, and more.
Why Auto Insurance Affiliate Programs Are Highly Profitable
Auto insurance affiliate programs offer some of the highest commission rates in the performance marketing industry. With Cost Per Lead (CPL) rates ranging from $5 to $25 and Cost Per Sale (CPS) commissions reaching $50-$200+, this niche provides exceptional earning potential for affiliates who can generate quality traffic.
Top affiliates in this space regularly earn $10,000-$100,000+ monthly by mastering traffic generation and optimizing conversion funnels.
Top Insurance Affiliate Programs Comparison
| Program | Commission | Cookie | Payment | Rating |
|---|---|---|---|---|
|
Progressive
Direct / Networks
|
$8-$15 per lead | 30 days | Net 30 |
★
4.8
|
|
GEICO
Direct Program
|
$10-$20 per lead | 30 days | Net 30 |
★
4.7
|
|
State Farm
Agent Referral
|
$12-$18 per lead | 45 days | Net 45 |
★
4.6
|
|
MediaAlpha
Exchange Platform
|
$5-$25 per lead | Varies | Net 30 |
★
4.8
|
Frequently Asked Questions
Common questions answered by our experts
GEICO's Partner Program typically offers the highest CPL rates at $10-$20 per qualified lead. However, MediaAlpha can sometimes generate higher earnings through real-time bidding, with leads selling for $25+. Your earnings depend on lead quality, traffic source, and geographic location.
Yes, most direct insurance carrier programs require approval. GEICO, Progressive, and State Farm have selective approval processes to ensure affiliates maintain quality standards and comply with insurance marketing regulations. Networks like MediaAlpha and EverQuote are generally easier to join but still require application approval.
Most programs pay via check, direct deposit, or PayPal on a Net 30 basis (30 days after the end of the month in which leads were generated). Minimum payout thresholds range from $50-$100. Some programs offer weekly or bi-weekly payments for high-volume affiliates.
Yes, and it's actually recommended. Most successful affiliates promote multiple programs to maximize earnings and reduce dependency on a single source. You can use comparison pages to present multiple insurance options or work with aggregator networks like MediaAlpha that offer multiple carriers.
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